Banks and financial institutions are undergoing a revolution that presents three major challenges: pressure on traditional margin-generating activities, the disruptive impact of new technologies, and the need to adapt to regulatory changes.
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To meet customer expectations for transparency, customisation, innovation, and more cost-effective offers, new market entrants are transforming traditional business models with disruptive services such as mobile banking and biometric payments.
Additionally, regulatory changes are reshaping the market, compelling banks to enhance transparency in liquidity and risk management (Basel II, Basel III, IFRS 9) while ensuring data confidentiality. Banks must swiftly adapt their information systems to remain compliant, secure, and competitive. We believe that to avoid the risk of disintermediation and to cater to new banking service usage patterns, the role of consultants and other trusted third parties is becoming crucial for traditional players.
To secure your position as a leading market player now and in the future, our teams help you leverage data and develop new partnerships to capitalise on technological breakthroughs while sharing and controlling costs. Our goal is to help you develop a more consumer-centric approach to deliver personalised services while protecting your margins.
Our notable clients include Société Générale, BNP Paribas, La Banque Postale, HSBC, Crédit Agricole, RBS, Hyundai Capital, and Bank of China.
Our industry expertise spans over 40 years, creating value through innovation, digitalisation, security, compliance, and managed services. Our experts combine proven software packages with strategic advice, systems integration, software publishing, and infrastructure management to support your transformation. We act as a 'transformation booster' by designing and scaling tailored solutions for each banking ecosystem to optimise your existing model.